Building Insurance

Building insurance

Protect Your Building, Secure Your Legacy

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Happy Clients

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Active Policies

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Assets Insured

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Paid in Claims

Why our Building Insurance?

Fire

Have your policy pay for damages made to your Building by a fire outbreak.

Leaking Pipes & Geysers

Get paid for damages made to your Building by leaking pipes & geysers.

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

With buildings insurance, you’re covered against insured perils to the physical structures on your property, such as your home and its outbuildings against risks like fire, floods, hail, Malicious damage, etc…

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Other Feautures

Malicious damage

It pays for all malicious damages done to the building

Accidental damage

It pays for all accidental damages done to the building

Theft

It pays for damages done to the building caused by break-ins and theft

Natural Disasters

Pays for damages caused by lightning, storms, & earthquakes

Fire

It pays for damages done to the building caused by fires

Leaking Pipes & Geysers

It will repair Water damage from leaking or overflowing geysers

Rental Income

Compensation for income loss if your building is uninhabitable after a claim

Keys & Remotes

It may replace Keys, locks and even remote controls following damages or loss

Ts&Cs Apply

FAQ

I want Building insurance, how do I go about it?

Click Here and submit your personal details. You may also call us on 061400000.

When can I cancel my Building insurance?

You can cancel your policy any time. However, if you have assets still being paid off, the banks typically require them to be insured.

What does in mean to be under-insured?

Under-insurance means your insurance isn't enough to cover the full cost of replacing your insured assets.

Why do I have to pay an excess if I claim?

An excess (also known as a deductible or first amount payable) is essentially an underwriting fee charged to minimise the number of small administratively expensive claims, or to reduce a loss ratio, and to impose a duty of care on the insured client.

Cosmic is an Insurance Broker. What does that mean?

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:

Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Is Cosmic regulated ?

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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