Car insurance

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Paid in Claims

Why our Car Insurance?

Third-Party Claims

Have your policy pay for the accidental damages you make to other cars.

Includes Car-Hire

Have the option of a free car rental while your is taken for repairs after the accident.

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

Stay protected with car insurance. Car insurance protects you and your vehicle against accidents, fire, theft, and third party claims.

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Other Feautures

Towing & storage

Towing & storage following an accident or attempted theft

Keys & locks

It includes Keys, locks and even remote controls following damages or loss

Car-hire

It may include a courtesy car following an accident or attemted theft

Add-on

Medical expenses

It includes medical expenses following an accident or attemted theft

Third-Party Claims

It includes claims for accidental damges to other vehicles

Trauma Councelling

It includes Trauma-Councelling expenses following accident

Credit Shortfall

The difference owed to the bank is paid in the event of a vehicle write-off

Add-on

Hotel expenses

accommodation expenses when involved in an accident, far from home

Ts&Cs Apply

FAQ

Click Here and fill out your personl details.  You may also call us on 061400000.

You can cancel your policy anytime. However, if you have assets still being paid off, the banks typically require them to be insured.

If you are involved in an accident that is caused by someone else, you can file a third-party claim with the other driver's insurer for the damages to your vehicle. The first party is you (the person insured), the second party is the Insurer and the third party is the other person who has caused the accident. If you have caused the accident, the third party is the other person claiming from you. A third-party claim is not limited to vehicle damage to your vehicle or a third-party vehicle, it can also be damage to property as a result of an accident.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

An excess (also known as a deductible or first amount payable) is essentially an underwriting fee charged to minimise the number of small administratively expensive claims, or to reduce a loss ratio, and to impose a duty of care on the insured client. 

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:
  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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