Disability Insurance

Empowering Your Future, No Matter What

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Why Our Disability Insurance?

Flexibility

You can add or remove benefits and features as your life changes.

Immediate Cover

You're covered for up to 30 days before paying your first premium

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

Disability insurance pays out a single amount or monthly payments (depending on the type of cover you choose) if you, due to an illness or injury are impaired, unable to work or to take care of yourself

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Other Feautures

Disability Insurance Cover

Lump-sum payment for permanent disability due to illness or injury

Add-on

Disability Income Cover

Replaces monthly income if unable to work due to disability.

Add-on

Functional Impairment Cover

Lump-sum for severe impairment affecting daily activities.

Add-on

Functional Impairment Income Cover

Regular payments for income loss due to functional impairment.

Add-on

Physical Impairment Cover

Lump-sum for significant physical impairment, even if still working.

Add-on

Accidental Disability and Death Cover

Lump-sum for accidental disability or death. Helps dependants with expenses

Add-on

Business Expenses Cover

Covers business costs if the owner can’t work due to illness or injury.

Add-on

Other Extras to add to the cover

Futher customize by adding Family Support, Child Impairment etc...

Add-on

Ts&Cs Apply

FAQ

Click Here and submit your personal details. You may also call us on 061400000.

You can cancel your policy anytime.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:
  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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