Employee Benefits

A secured & stronger work-force

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Happy Clients

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Active Policies

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Total Life

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Paid in Claims

Why have employee benefits?

Attraction and Retention

Competitive benefits help attract top talent and retain valuable employees.

Enhanced Satisfaction

improves job satisfaction and morale, leading to increased productivity & engagement.

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

Employee benefits are non-salary compensations provided to employees, such as group life assurance, retirement plans, Group Income Protection, Family Cover & more. They enhance overall compensation packages and support employees’ well-being and job satisfaction.

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Key Feautures

Pension Funds

Retirement savings plans where contributions are made by the employer, employee, or both, providing income for employees after retirement.

Add-on

Provident Funds

Savings schemes where both employer and employee contribute, offering a lump sum payout upon retirement, resignation, or death.

Add-on

Group Life Assurance

Insurance coverage providing a lump sum payment to beneficiaries in the event of an employee's death, often offered as a group policy.

Add-on

Group Income Protection

Insurance that provides employees with a portion of their income if they are unable to work due to illness or disability.

Add-on

Family Cover

Insurance or benefits extending coverage to employees’ family members, such as health or life insurance.

Add-on

Group Credit Assurance

Insurance that covers loan repayments in case of an employee's death or disability, protecting their financial obligations.

Add-on

Medical Aid

Provides coverage for medical expenses, including doctor visits, hospital stays, and prescription drugs, for employees and often their dependents.

Add-on

Specialised Solutions

Providing trustees with the tools to make the right group assurance decisions in a comprehensive and transparent manner.

Add-on

Ts&Cs Apply

FAQ

Click Here to submit your details and have us call you ASAP. You may also call us on 061400000.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:
  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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