Farmers' Insurance

Farm with Confidence

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Why our Farmers' Insurance?

Risk Protection

Covers losses from natural disasters, equipment breakdowns, and crop failures, helping to safeguard against financial setbacks.

Comprehensive Coverage

Provides protection for various aspects of farming, including livestock, crops, property, and liability.

Peace of Mind

Offers security and confidence, allowing farmers to focus on their operations without worrying about unforeseen risks.

In a nutshell

Farmers’ insurance is a policy designed to protect farmers against losses related to crops, livestock, equipment, and property, as well as liability arising from farming operations.
 
Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor
Key Feautures

Houseowners and Householders

Covers damage to or loss of residential property and belongings.

Add-on

Personal and Business All Risks

Protects against loss or damage to personal and business property, regardless of cause.

Add-on

Electronic Equipment

Covers damage or loss of electronic devices used on the farm.

Add-on

Fire and Buildings Combined

Covers damage from fire and other risks to buildings and structures.

Add-on

Office Contents

Insures office equipment and furnishings against loss or damage.

Add-on

Business Interruption

Provides compensation for lost income due to operational disruptions.

Add-on

Personal Accident, Group Personal Accident, and Stated Benefits

Covers accidental injuries with specific benefits for individuals or groups.

Add-on

Irrigation Systems on Wheels and Centre Pivots

Protects irrigation equipment from damage or breakdown.

Add-on

Motorboats, Yachts, and Small Craf

Covers loss or damage to watercraft.

Add-on

Accounts Receivable

Protects against loss of income due to unpaid or lost accounts.

Add-on

Theft, Money, and Glass

Covers theft of property, money, and damage to glass.

Add-on

Fidelity Guarantee

Provides protection against employee theft or dishonesty.

Add-on

Accidental Damage

Protects against unintentional damage to property.

Add-on

Public Liability (Other than or including Commercial Hunting and Game Viewing)

Covers liabilities for injury or damage to the public.

Add-on

Personal Liability and Extended Personal Legal Liability

Covers legal liabilities for personal injury or property damage.

Add-on

Transit

Covers loss or damage to goods while in transit.

Add-on

Employers Liability

Protects against claims from employees for work-related injuries or illnesses.

Add-on

Vehicles

Covers farm vehicles against damage or loss.

Add-on

Umbrella and Broadform Public Liability

Provides extensive coverage for a wide range of public liability risks.

Add-on

Livestock and Pedigreed Animals

Insures against loss or damage to livestock and valuable animals.

Add-on

Machinery Breakdown

Covers repair or replacement costs for malfunctioning farm machinery.

Add-on

Ts&Cs Apply

FAQ

Click Here to submit your details and have us call you ASAP. You may also call us on 061400000.

Under-insurance means your insurance isn't enough to cover the full cost of replacing your insured assets.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

An excess (also known as a deductible or first amount payable) is essentially an underwriting fee charged to minimise the number of small administratively expensive claims, or to reduce a loss ratio, and to impose a duty of care on the insured client. 

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:
  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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