Hospitality & Tourism

Safeguard Your Hospitality

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Paid in Claims

Why our Hospitality & Tourism Insurance?

Comprehensive Coverage

Protects against a wide range of risks, including property damage, liability, and cancellations, ensuring your business is covered from multiple angles.

Financial Protection

Minimizes financial losses from unexpected events, such as accidents, natural disasters, or legal claims, safeguarding your business assets.

Enhanced Customer Confidence

Provides reassurance to guests and clients, knowing that their experiences are protected, which can boost business reputation and customer satisfaction.

In a nutshell

Hospitality and Tourism solution provides insurance for your lodge, hotel, guesthouse, farm and personal property. This insurance solution will pay out if there is damage to the property, if you’ve been in a motor vehicle accident, if machinery has broken down and if you need to be medically evacuated should there be an emergency, to name just a few.
 

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Key Feautures

Material Damage

Covers damage to property and equipment due to events like fire, theft, or vandalism.

Add-on

Engineering

Protects against damage or breakdowns of machinery and equipment used in the hospitality and tourism sector.

Add-on

Business Interruption

Compensates for lost income and additional expenses caused by disruptions to business operations.

Add-on

Fidelity Guarantee

Covers losses from employee dishonesty or fraud, protecting against theft or financial misconduct.

Add-on

Motor

Insures vehicles used in the business, such as shuttle buses or service vehicles, against damage or liability.

Add-on

Liability

Provides coverage for legal claims related to injuries or property damage caused by the business operations.

Add-on

Watercraft

Covers damage or liability related to boats or other watercraft used for business purposes.

Add-on

Emergency Medical Evacuation

Covers the costs of transporting injured or ill guests to appropriate medical facilities.

Add-on

Ts&Cs Apply

FAQ

Click Here to submit your details and have us call you ASAP. You may also call us on 061400000.

Under-insurance means your insurance isn't enough to cover the full cost of replacing your insured assets.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

An excess (also known as a deductible or first amount payable) is essentially an underwriting fee charged to minimise the number of small administratively expensive claims, or to reduce a loss ratio, and to impose a duty of care on the insured client. 

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:
  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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