Household Contents Insurance

Household Contents

Protect your Contents, secure your Home

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Happy Clients

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Active Policies

$ 0 M +

Assets Insured

$ 0 M +

Paid in Claims

Why Insure your contents?

Break-ins & Theft

Have your policy pay for damages or theft of your contents.

Fire

Have your policy pay for the loss of your contents due to theft or a break-in.

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

This cover protects the contents of your private home against the unexpected Fire, Explosions, Acts of nature, Theft, Subsidence or landslip. Your contents may include, furniture, fridges, washing machines, TV’s, kitchen applicances, etc…

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Other Feautures

Accidental Damages

It pays for all accidental damages done to the household contents

Theft

If included, it may replace contents that are lost due to theft & beak-ins

Subsidence/ landslip

It pays for damages that occured due to any shifting of the ground

Natural Disasters

Pays for damages caused by lightning, storms, & earthquakes...

Fire

It pays for damages of the contents caused by fires in the house

Washing on the line

If included, it compensates for the loss of washing stolen from the line

Mechnical Breakdown

You have an option to add Mechnical Breakdown of electronic applicances

Add-on

Power Surge

You have an option to add Power Surge Cover of electronic applicances

Add-on

Ts&Cs Apply

FAQ

I want to insure my Household Contents, how do I go about it?

Click Here and submit your personal details. You may also call us on 061400000.

When can I cancel my Household Contents insurance?

You can cancel your policy anytime.

Do I need a list of all the contents in the house for me to get this cover?

Not at all, we'll pick a total aprocimate value of the total contents and that will be enough. We do advice that you keep proof of ownership; pictures and invoices will sufice.

Why do I have to pay an excess if I claim?

An excess (also known as a deductible or first amount payable) is essentially an underwriting fee charged to minimise the number of small administratively expensive claims, or to reduce a loss ratio, and to impose a duty of care on the insured client.

What are add-ons?

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.

NB* Add-ons usually come at an extra cost

Cosmic is an Insurance Broker. What does that mean?

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:

Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Is Cosmic regulated ?

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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