Life insurance

A smooth transition for your loved ones

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Why our Life Insurance?

Immediate Cover

You're covered for up to 30 days before paying your first premium

Terminal Illness

Cover amount is paid when terminally ill & given less than 12 months to live

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

A lump sum benefit that pays out to the cessionary, nominated beneficiaries or estate, should you pass away. The payout can be used to settle debts, provide for your dependants and ensure liquidity in your estate.

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Other Feautures

Death Benefit

Pays a lumb-sum to selected beneficiaries amount when you die

Immediate Cover

Cover amount is paid when terminally ill & given less than 12 months to live

Terminal Illness

Cover amount is paid when terminally ill & given less than 12 months to live

Select Beneficiaries

You get to select anyone to be the beneficiary of the Life Cover

No Waiting Periods

There are no waiting periods for Life Covers, a claim is valid when active

Premium Protection

If premium payer becomes disabled, impaired, is retrenched or dies.

Add-on

Pay Until Retirement

You have an option of no longer paying the premium after retirement

Add-on

Other Add-ons

Supplement with income benefit, disability, sevire illness, impairement etc...

Add-on

Ts&Cs Apply

FAQ

Click Here and submit your personal details. You may also call us on 061400000.

You can cancel your Life Insurance any time. Unless it is ceded for a Loan. 

Accidental death is death resulting from an accident such as a car accident or drowning. Non-accidental death is death by natural causes such as illness or old age.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

 

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:

  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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