Severe Illness

Being ready for when illness occurs

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Happy Clients

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Active Policies

$ 0 M +

Total Life

$ 0 M +

Paid in Claims

Why Our Severe Illness Cover?

Single up-front Payment

This cover pays a single tax-free amount if you have a severe illness.

Immediate Cover

You're covered for up to 30 days before paying your first premium.

we are Paperless

We will fill-out all forms and send them for e-signatiure. Skip the printing & scanning.

In a nutshell

This cover pays a single tax-free amount if you have a severe illness such as cancer, a heart attack or stroke. This can be used to cover rehabilitation costs, travel expenses to treatment centres, modifications to your home or car and day-to-day expenses while taking time off from work to recover.

Customer reviews

I've recommended Cosmic to all my friends and family because of the exceptional service I received. If you want a hassle-free insurance experience with a personal touch, look no further.

Vlad Winkler Entrepreneur

Choosing Cosmic was one of the best decisions I've made for my insurance needs. Their expertise and attention to detail gave me peace of mind knowing that I have the right coverage in place.

George Nekwaya Tech CEO

My experience with Cosmic was exceptional. Their friendly staff guided me through the entire process and made sure I had all the information I needed to make an informed decision.

Grace Chisenga Teacher

I appreciate their efficient process of electronically filling out forms for me and seamlessly obtaining my signature online within minutes. It saved me the hassle of handling paperwork.

Samuel Kalangula Sales Executive

In this forever busy & demanding world, my experience with Cosmic has been one of efficiency, very well tailored and personalized to make my life easier. I highly recommend their Service.

Dr Elina Barnabas-Shilongo Medical Doctor

Other Feautures

up-front Payment

This cover pays a single tax-free amount if you have a severe illness

Immediate Cover

You're covered for up to 30 days before paying your first premium

Mild Illness Benefit

Pays 30% of the cover amount for mild illnesses like Type-1 diabetes etc...

Add-on

Returning Illness

Pays up to 50% of the cover amount for returning cancer etc...

Add-on

For Women Benefit

Pays up to 50% of the cover amount for fertility-related conditions etc...

Add-on

Child critical illness

Pays 10%, up to N$ 250K for your children on conditions covered

Add-on

CI 100% Cover

Covers most listed conditions at 100% regardless of severity level

Add-on

Catch-All benefit

Adds a category covering any severe condition not on the listed categories

Add-on

Ts&Cs Apply

Some of the Illnesses covered...

Heart attack

Cancer

Cerebral malaria

Alzheimer’s disease

Accidental HIV

Advanced AIDS

Kidney Failure

Liver Failure

Stroke

Paralysis

Multiple Sclerosis

Parkinson's Disease

Respiratory failure

Loss of Speech

Loss of hearing

Loss of Vision

Ts&Cs Apply

FAQ

Click Here and submit your personal details. You may also call us on 061400000.

You can cancel your policy anytime.

Insurance add-ons are optional extras that you can include in your standard insurance policy to enhance coverage.
 

NB* Add-ons usually come at an extra cost

An insurance brokerage acts as an intermediary between clients and insurance companies. Their main functions include:
  • Advising Clients: Helping individuals and businesses understand their insurance needs and recommending appropriate policies.
  • Sourcing Policies: Comparing offerings from various insurance companies to find the best coverage and rates for their clients.
  • Negotiating Terms: Working with insurers to secure favorable terms and conditions for their clients.
  • Claims Assistance: Assisting clients with filing and managing claims to ensure they receive their entitled benefits.
  • Ongoing Support: Providing continuous advice and support, including policy reviews and updates as clients' needs change.

In essence, insurance brokerages help clients navigate the complexities of insurance to ensure they are properly covered.

Yes, Cosmic has valid licenses to carry out insurance broker services in Namibia. We are regulated  by NAMFISA and we are obligated to abide by the long-term and short-term insurance act.

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